IBPS SO Agricultural Field Officer 2026: Exam Pattern, Syllabus, 190 Vacancies, Salary & Best Course | Piyush Wairale
📢 IBPS SO Agricultural Field Officer 2026 — 190 Vacancies | Registration: 01–21 July 2026 | Prelims: August 2026 | New Pattern with Descriptive Paper
Complete Guide · CRP SPL-XVI · 2026 Edition

IBPS SO Agricultural Field Officer 2026: New Pattern, 190 Vacancies, Syllabus & Salary

The IBPS Specialist Officer (Agricultural Field Officer Scale-I) 2026 notification is out — with 190 vacancies concentrated in Bank of Baroda (100) and Bank of Maharashtra (90), a completely revised exam pattern (Professional Knowledge is now in Prelims, and Mains adds a Descriptive English paper), and registration open from 1–21 July 2026. This guide breaks down everything you need to know.

By Piyush Wairale · IIT Madras
Published July 2026
20 min read
Total Vacancies
190
Registration
01–21 Jul 2026
Prelims (Tentative)
August 2026
Mains (Tentative)
November 2026
TL;DR — IBPS SO AFO 2026

Everything you need to know, at a glance

  • 190 vacancies for Agricultural Field Officer Scale-I across participating banks. Only Bank of Baroda (100) and Bank of Maharashtra (90) have reported vacancies; Indian Bank, UCO Bank & Union Bank of India are NR (Not Reported).
  • Registration: 1 July 2026 to 21 July 2026 on the official IBPS website (www.ibps.in).
  • Application fee: ₹850 (General/OBC/EWS) or ₹175 (SC/ST/PwBD), inclusive of GST.
  • Prelims (new pattern): 100 Qs / 125 marks / 80 min — English, Reasoning, Quant (25 Qs each, 25 marks) + Professional Knowledge now in Prelims (25 Qs / 50 marks).
  • Mains (new pattern): 5 papers — English, Reasoning, Quant, PK Objective (50 Qs / 100 marks) + Descriptive English Paper (2 Qs / 25 marks). Total 225 marks / 155 min.
  • Salary: ₹48,480 – ₹85,920 basic + DA, HRA, CCA, LFC (~₹9–12 LPA CTC).
  • Eligibility cut-off: Age 20–30 yrs (as on 01.07.2026); 4-year agricultural discipline degree completed on or before 21.07.2026.

What is IBPS SO Agricultural Field Officer?

The Institute of Banking Personnel Selection (IBPS) conducts the Specialist Officer (SO) Common Recruitment Process every year to hire officers in specialised cadres across participating Public Sector Banks. The Agricultural Field Officer (AFO) Scale-I cadre is specifically for candidates with an agricultural sciences background — including agronomy, horticulture, animal husbandry, dairy, fisheries, and allied fields — who want to work on agricultural credit, priority sector lending, Kisan Credit Card (KCC), crop insurance, and rural banking initiatives.

With India's push toward doubling farmers' income, the expansion of PM-Kisan, PMFBY (Pradhan Mantri Fasal Bima Yojana), and the modernization of agri-supply chains through FPOs and warehouse receipt financing, Agricultural Field Officers today play a mission-critical role. They bridge the gap between formal credit institutions and India's 140 million farmers — a role that combines technical expertise, banking acumen, and genuine rural development impact.

The 2026 notification introduces major structural changes: Professional Knowledge has been moved into the Preliminary Examination itself, and the Main Examination is now a full multi-section paper (English, Reasoning, Quant, PK) plus a Descriptive English Paper — bringing IBPS SO closer to the IBPS PO structure. This makes English writing skills and quantitative speed matter significantly more than in previous years.

Quick context: The IBPS SO exam has 6 specialist posts under CRP SPL-XVI — IT Officer, Agricultural Field Officer, Rajbhasha Adhikari, Law Officer, HR/Personnel Officer, and Marketing Officer. This guide focuses on the Agricultural Field Officer post, though the Prelims & Mains patterns are shared with IT Officer, HR, and Marketing Officer aspirants (except that the PK content is agriculture-specific).

Timeline

Important Dates — IBPS SO AFO 2026

As per the official IBPS CRP SPL-XVI notification dated 01.07.2026. All exam dates are tentative and will be confirmed on the IBPS website.

Activity Tentative Schedule
Online registration including Edit/Modification of Application by candidates01.07.2026 to 21.07.2026
Payment of Application Fees / Intimation Charges (Online)01.07.2026 to 21.07.2026
Edit window for Modification of Application by CandidatesFor 2 days after closing of Registration (as notified on official IBPS website)
Download of Call Letters for Online Examination — PreliminaryAugust 2026
Online Examination — PreliminaryAugust 2026
Result of Online Examination — PreliminarySeptember / October 2026
Download of Call Letter for Online Examination — MainOctober 2026
Online Examination — MainNovember 2026
Declaration of Result — Main ExaminationNovember 2026
Conduct of InterviewNovember / December 2026
Provisional AllotmentJanuary 2027

Note: The age cut-off date is 01.07.2026 and the educational qualification cut-off date is 21.07.2026. Ensure your degree final result is declared on or before this date, and be ready with the mark-sheet or provisional certificate for the interview.

📄
Official Document · IBPS
IBPS SO 2026 Detailed Notification (CRP-SPL-XVI)
Complete official notification PDF with all rules, eligibility, exam pattern, syllabus, vacancies, application procedure, and reservation guidelines.
Download PDF →
Vacancies

Bank-Wise Vacancy Breakup — 190 AFO Posts

Total 190 Agricultural Field Officer Scale-I vacancies notified for 2026. Only Bank of Baroda and Bank of Maharashtra have reported active vacancies; others show 0 or NR (Not Reported).

190
Total Vacancies (2026)
SC
28
ST
13
OBC
51
EWS
19
UR
79
Sr. No. Bank SC ST OBC EWS UR Total HI OC VI ID
1Bank of Baroda1572710411001111
2Bank of India0000000000
3Bank of Maharashtra13624938901110
4Canara Bank0000000000
5Central Bank of India0000000000
6Indian BankNRNRNRNRNRNRNRNRNRNR
7Indian Overseas Bank0000000000
8Punjab & Sind Bank0000000000
9Punjab National Bank0000000000
10UCO BankNRNRNRNRNRNRNRNRNRNR
11Union Bank of IndiaNRNRNRNRNRNRNRNRNRNR
TOTAL28135119791902221

HI = Hearing Impaired · OC = Orthopedically Challenged · VI = Visually Impaired · ID = Intellectual Disability · NR = Not Reported. Reserved category counts are included in the Total column. Vacancies are indicative and may include backlog vacancies.

Preference strategy: Since only Bank of Baroda and Bank of Maharashtra have reported vacancies, and remaining banks may open positions later during the reserve list validity period, candidates should carefully order their bank preferences during application. NR banks may still contribute vacancies from the ~20% reserve list.

Employers

11 Participating Banks (2 Reporting AFO Vacancies)

A single IBPS SO application lets you be considered by all participating public sector banks. Final allotment is based on your preference and merit.

BoB
Bank of Baroda
100
BoI
Bank of India
0
BoM
Bank of Maharashtra
90
CB
Canara Bank
0
CBI
Central Bank of India
0
IB
Indian Bank
NR
IOB
Indian Overseas Bank
0
PNB
Punjab National Bank
0
PSB
Punjab & Sind Bank
0
UCO
UCO Bank
NR
UBI
Union Bank of India
NR
Compensation

IBPS SO AFO Salary 2026

Selected candidates join as Specialist Officers — Scale I (JMG). Here's what you can expect as per the latest pay scale.

Specialist Officers — Scale I

₹48,480 – ₹85,920
Pay Scale: 48480–2000/7–62480–2340/2–67160–2680/7–85920

In addition to the basic pay, the officer will be eligible for Dearness Allowance, House Rent Allowance, City Compensatory Allowance, medical benefits, LFC, pension/NPS, and other perquisites as per the rules of the participating bank in force from time to time. Total CTC typically works out to ₹9–12 LPA at the entry level depending on posting city. AFOs are often posted in semi-urban and rural branches where allowances and additional field allowances may apply.

Eligibility Criteria

Age cut-off: 01 July 2026 · Educational qualification cut-off: 21 July 2026

Age Limit

  • Minimum: 20 years
  • Maximum: 30 years (as on 01.07.2026)
  • Candidate must have been born not earlier than 02.07.1996 and not later than 01.07.2006 (both dates inclusive).
  • Standard age relaxation: SC/ST (+5 years), OBC non-creamy layer (+3 years), PwBD (+10 years), Ex-servicemen (+5 years subject to conditions).

Educational Qualification — 4-Year Degree Required

A candidate must possess a 4-year Degree (graduation) from a University / Institution / Board recognised by the Government of India in any one of the following disciplines:

Agriculture
Horticulture
Animal Husbandry
Veterinary Science
Dairy Science
Fishery Science
Pisciculture
Agri. Marketing & Cooperation
Co-operation & Banking
Agro-Forestry
Forestry
Agricultural Biotechnology
B.Tech Biotechnology
Food Science
Agriculture Business Management
Food Technology
Dairy Technology
Agricultural Engineering
Sericulture
Fisheries Engineering

Important notes: The final result of the qualifying degree must be declared on or before 21.07.2026. No equivalent educational qualification will be accepted by IBPS or the Participating Banks. For posts other than IT Officer, candidates should also have a Certificate/Diploma/Degree in computer operations or should have studied Computer/IT as a subject in High School/College/Institute.

Nationality

Candidate must be a Citizen of India, or a subject of Nepal, Bhutan, a Tibetan Refugee who came to India before 1 January 1962, or a person of Indian origin migrated from specified countries — subject to eligibility certificates from the Government of India where applicable.

Application Fees

  • General / OBC / EWS: ₹850 (inclusive of GST)
  • SC / ST / PwBD: ₹175 (inclusive of GST)
  • Payment mode: Online only (Debit/Credit Card, Internet Banking, IMPS, UPI, Cash Cards, Mobile Wallets)
  • Correction fee (if you edit during Edit Window): ₹200 (inclusive of GST)
New Structure — 2026

IBPS SO AFO Exam Pattern 2026 (Revised)

IBPS has significantly revised the SO exam pattern for 2026. The selection process still has three stages — Preliminary, Main, and Interview — but Prelims now includes Professional Knowledge, and Mains includes a Descriptive English Paper.

What changed: Earlier, Prelims had only English + Reasoning + Quant, and Mains was just a 60-question PK paper. Now, Professional Knowledge is added to Prelims itself (25 Qs / 50 marks), and Mains has become a full 5-paper exam (English, Reasoning, Quant, PK Objective + Descriptive English). The 2026 pattern is more comprehensive and rewards well-rounded preparation.

Stage 1 — Preliminary Examination (New Pattern)

Common for Agricultural Field Officer, IT Officer, HR/Personnel Officer, and Marketing Officer

Sr. No. Name of Test No. of Questions Maximum Marks Medium of Exam Duration
1English Language2525English20 minutes
2Reasoning2525English & Hindi20 minutes
3Quantitative Aptitude2525English & Hindi20 minutes
4Professional Knowledge · NEW · Agriculture2550English & Hindi20 minutes
Total10012580 minutes

Candidates have to qualify in each of the four tests by securing minimum cut-off marks decided by IBPS. Adequate number of candidates in each category will be shortlisted for the Main Examination. Note: Professional Knowledge (50 marks) now carries double weight per question versus other Prelims sections — making it the highest-yield paper.

Stage 2 — Main Examination (New Pattern)

A full multi-section paper — no longer just Professional Knowledge alone.

Sr. No. Name of Test No. of Questions Maximum Marks Medium of Exam Duration
1English Language3030English25 minutes
2Reasoning4040English & Hindi35 minutes
3Quantitative Aptitude3030English & Hindi25 minutes
4Professional Knowledge (Objective)50100English & Hindi40 minutes
Objective Total150200125 minutes
Sr. No. Name of Test No. of Questions Maximum Marks Medium Duration
5Descriptive Paper (English) · NEW225English30 minutes
Grand Total (Mains)152225155 minutes

Merit listing: In the Main examination, English, Reasoning, and Quantitative Aptitude will be qualifying in nature — merit listing is done on the basis of scores in the Professional Knowledge test. So while you need to clear cut-offs in all four objective sections, your final rank depends heavily on your PK score.

Negative Marking: 0.25 mark is deducted for every wrong answer in both Prelims and Mains (Objective sections). The Descriptive Paper is evaluated separately with no negative marking. Un-attempted questions carry no penalty.

Stage 3 — Interview

Candidates shortlisted after Mains are called for an interview conducted by the participating banks (co-ordinated by IBPS/nodal bank). Interview carries 100 marks; minimum qualifying marks are 40% (35% for SC/ST/OBC/PwBD categories). The final merit list is prepared in the ratio 80:20 (Mains : Interview).

Syllabus

Detailed IBPS SO AFO Syllabus

Every topic you must prepare — mapped to the latest IBPS question trends and the revised 2026 weightages. The Agriculture PK is the decisive section.

Prelims Syllabus (English, Reasoning, Quant + Agriculture PK)

A. English Language

  • Reading Comprehension
  • Cloze Test & Para Jumbles
  • Error Spotting & Sentence Correction
  • Fill in the Blanks (Single & Double)
  • Synonyms, Antonyms, Idioms
  • Para Completion & Sentence Rearrangement
  • Vocabulary & Grammar Rules

B. Reasoning Ability

  • Puzzles (Floor, Box, Day, Linear, Circular)
  • Seating Arrangement
  • Syllogism & Logical Reasoning
  • Blood Relations & Direction Sense
  • Coding-Decoding
  • Inequalities (Mathematical & Coded)
  • Input-Output, Data Sufficiency
  • Order & Ranking

C. Quantitative Aptitude

  • Data Interpretation (Tabular, Bar, Pie, Caselet)
  • Number Series (Missing / Wrong)
  • Simplification & Approximation
  • Quadratic Equations
  • Percentages, Profit & Loss, SI/CI
  • Time & Work, Time-Speed-Distance
  • Ratio & Proportion, Averages, Mixtures
  • Probability & Permutation-Combination

D. Agriculture PK (Prelims) NEW

  • Basics of Agronomy & Cropping systems
  • Soil Science & Fertilizers
  • Horticulture & Plantation crops
  • Animal Husbandry & Dairy basics
  • Priority Sector Lending (PSL) targets
  • KCC, PM-KISAN, PMFBY overview
  • NABARD role & RRBs
  • Government agri schemes (current)

Mains Syllabus — Professional Knowledge (Agriculture)

The decisive paper. Expect 4–6 questions from each of the areas below, with heavy weightage on Agronomy, Agricultural Economics, Rural Banking, and Government Schemes. The Descriptive Paper tests essay/precis/letter writing in English.

01. Agronomy & Crop Production

  • Cereal crops (Rice, Wheat, Maize, Millets)
  • Pulses, Oilseeds, Commercial crops
  • Cropping systems & Cropping patterns
  • Weed management, Integrated Nutrient Mgmt
  • Dryland & Rainfed farming
  • Precision agriculture, Zero tillage
  • Organic farming, Natural farming

02. Soil Science & Water Management

  • Soil types & classification (Indian soils)
  • Soil physical & chemical properties
  • Macro & micro nutrients, deficiencies
  • Fertilizers, Bio-fertilizers, FYM
  • Irrigation methods (Drip, Sprinkler, Flood)
  • Watershed management, Rainwater harvesting
  • Soil health card scheme

03. Horticulture

  • Fruit crops (Mango, Banana, Citrus, Grape)
  • Vegetable crops (Tomato, Potato, Onion)
  • Plantation crops (Tea, Coffee, Coconut, Rubber)
  • Spices, Medicinal & Aromatic plants
  • Floriculture & Landscape
  • Protected cultivation (polyhouse, net-house)
  • MIDH, National Horticulture Mission

04. Plant Protection

  • Plant pathology basics (Fungi, Bacteria, Virus)
  • Entomology & major insect pests
  • Integrated Pest Management (IPM)
  • Pesticides & safe application
  • Bio-control agents (Trichoderma, NPV)
  • Weed science, Herbicides
  • Post-harvest diseases

05. Animal Husbandry, Dairy & Fisheries

  • Cattle & buffalo breeds (Indian & Exotic)
  • Poultry, Sheep, Goat, Pig farming
  • Feed & fodder management
  • Milk production, White Revolution, NDDB
  • Inland & marine fisheries
  • Blue Revolution, PMMSY scheme
  • Animal diseases & vaccination

06. Agricultural Economics & Marketing

  • Land use pattern, Land reforms
  • MSP, PDS, Buffer stocks, FCI
  • APMC, e-NAM, FPOs (10,000 FPO scheme)
  • Warehouse Receipt System (WDRA)
  • Contract farming, Value chain
  • Agri exports & APEDA
  • Doubling Farmers' Income (DFI) report

07. Agricultural & Rural Banking

  • Priority Sector Lending (PSL) — 18% target
  • Kisan Credit Card (KCC) scheme
  • Agri Term Loans, Crop loans, Gold loans
  • NABARD refinance & role
  • RRBs, Cooperative banks, PACS
  • SHGs, JLGs, Micro-finance
  • NPA classification for agri accounts

08. Government Schemes & Insurance

  • PM-KISAN (₹6,000/year DBT)
  • PMFBY (Crop Insurance)
  • PM Kisan Maandhan Yojana
  • PM Krishi Sinchayee Yojana (PMKSY)
  • PM Formalisation of Micro Food Enterprises
  • Rashtriya Krishi Vikas Yojana (RKVY)
  • Agri Infrastructure Fund (₹1 lakh crore)

09. Agri-Tech, Extension & Current Affairs

  • Agri extension systems (ATMA, KVKs)
  • Digital agriculture, Agri-startups
  • Drones in agriculture (Namo Drone Didi)
  • e-Governance in agri (Digital Agri Mission)
  • Climate-smart agriculture
  • ICAR institutions & research bodies
  • Latest agri budget announcements

10. Descriptive English Paper NEW

  • Essay writing (300–350 words)
  • Precis writing / summary
  • Letter writing (formal, business)
  • Reading comprehension-based writing
  • Agri, rural banking & current affairs topics
  • Grammar, coherence & structure
How to Prepare

A Focused 2-Month Preparation Strategy

With Prelims tentatively in August 2026, you have roughly 60 days from registration close. Here's a proven roadmap tuned for the new pattern.

01

Weeks 1–2 — Agri PK Foundation

Since PK is now in Prelims (50 marks!), start immediately. Cover Agronomy, Soil Science, Horticulture core. Read ICAR handbooks + last 3 years' economic survey (agri chapter). Parallel: 30 min/day Quant arithmetic.

02

Weeks 3–4 — Rural Banking + Aptitude

Deep-dive Priority Sector Lending, KCC, NABARD, PMFBY. Add Animal Husbandry, Fisheries. Ramp Reasoning puzzles (2 sets/day) and English RC. Start sectional tests — aim 70%+ accuracy.

03

Weeks 5–6 — Prelims Simulation

Finish Government schemes, Agri economics, current affairs. Switch to daily Prelims full mocks (80-min simulation). Analyze section-wise cut-offs. Revise agri current affairs from PIB & Yojana magazine.

04

Weeks 7–8 (Post-Prelims) — Mains + Descriptive

Deep-dive Mains PK. Daily descriptive practice — 1 essay + 1 letter/day on agri/rural themes. Full Mains mocks with descriptive evaluation. PYQ analysis from last 5 years.

Recommended sources for Agri PK: ICAR handbook of agriculture, Objective Agriculture by S.R. Kantwa, Modern Agronomy by Yellamanda Reddy, RBI Master Circular on Priority Sector Lending, NABARD annual report, monthly Yojana & Kurukshetra magazines, PIB Agriculture releases, and the Economic Survey (Chapter on Agriculture & Food Management). For descriptive practice, follow The Hindu editorials on rural India and agriculture policy.

What Does an IBPS AFO Actually Do?

An Agricultural Field Officer (Scale-I) is a Junior Management Grade officer posted primarily in semi-urban and rural branches, working at the intersection of agricultural expertise and banking operations. Your typical responsibilities include:

  • Agricultural credit appraisal: Assessing Kisan Credit Card applications, term loans for tractors and farm equipment, dairy loans, horticulture loans, and agri-infrastructure loans.
  • Priority Sector Lending (PSL): Helping your branch meet the RBI-mandated 18% PSL target for agriculture, with 10% specifically for small and marginal farmers.
  • Government scheme implementation: Executing PM-KISAN, PMFBY, PMKSY, RKVY, KCC scheme, PM Formalisation of Micro Food Enterprises, and the Agri Infrastructure Fund at the branch level.
  • Farmer engagement & financial literacy: Conducting farmer meetings, financial literacy camps, and outreach in villages under the bank's service area.
  • Field verification: Site visits for pre-sanction inspections, crop cutting experiments, and post-disbursement monitoring.
  • NPA management: Recovery of agricultural NPAs, restructuring under RBI guidelines, and coordination with SARFAESI processes where applicable.

Career Growth Path

IBPS SO AFO enters as Scale-I (JMG). Typical promotion trajectory is Scale-I → Scale-II (Manager) → Scale-III (Senior Manager) → Scale-IV (Chief Manager) → Scale-V (Assistant General Manager) and beyond. With banking sector reforms and increased focus on rural credit, AFOs often move into leadership roles heading Agri Business Verticals, Zonal Agri Coordinators, or Priority Sector Heads at Regional/Zonal Offices. Some also transition into NABARD, RBI (agriculture division), SIDBI, or agri-startups after gaining 5–7 years of experience.

Download the official IBPS notification Full 56-page PDF with eligibility, exam pattern, syllabus, application procedure & certificate formats.
📄 Download Notification →
Questions Answered

Frequently Asked Questions

When is the IBPS SO Agricultural Field Officer 2026 exam? +
Online registration is open from 1 July 2026 to 21 July 2026. The Preliminary Examination is tentatively scheduled for August 2026, Prelims Result in Sept/Oct 2026, Mains in November 2026, Interview in Nov/Dec 2026, and Provisional Allotment in January 2027. Confirm exact dates on the official IBPS website www.ibps.in.
How many AFO vacancies are there for IBPS SO 2026? +
IBPS has notified 190 total vacancies for Agricultural Field Officer Scale-I under CRP SPL-XVI. Only two banks have reported active vacancies: Bank of Baroda (100) and Bank of Maharashtra (90). Indian Bank, UCO Bank and Union Bank of India have listed vacancies as NR (Not Reported) — they may add positions later. The remaining 6 banks have 0 AFO vacancies for 2026.
Who is eligible to apply for IBPS SO AFO 2026? +
Candidates must be aged 20–30 years as on 01.07.2026 (born between 02.07.1996 and 01.07.2006). Educational qualification is a 4-year degree in any one of: Agriculture, Horticulture, Animal Husbandry, Veterinary Science, Dairy Science, Fishery Science, Pisciculture, Agri. Marketing & Cooperation, Co-operation & Banking, Agro-Forestry, Forestry, Agricultural Biotechnology, B.Tech Biotechnology, Food Science, Agriculture Business Management, Food Technology, Dairy Technology, Agricultural Engineering, Sericulture, or Fisheries Engineering. The degree final result must be declared on or before 21.07.2026.
What's new in the IBPS SO 2026 exam pattern for AFO? +
Two major changes: (1) Agriculture Professional Knowledge is now part of Prelims — 25 Qs / 50 marks in a total 100-Q, 125-mark, 80-minute paper. (2) Mains is now a full 5-paper exam — English, Reasoning, Quant, PK Objective (50 Qs / 100 marks) + a new Descriptive English Paper (2 Qs / 25 marks / 30 min). Grand total: 225 marks in 155 minutes. Note that in Mains, English/Reasoning/Quant are only qualifying — merit is based on Professional Knowledge score.
Is there a descriptive paper in IBPS SO AFO 2026? +
Yes — this is a new addition. The Mains includes a Descriptive Paper in English with 2 questions for 25 marks in 30 minutes. Expect essay, precis, or letter-writing tasks — often on agriculture, rural development, or banking themes. Regular practice with evaluation is essential; most aspirants underestimate this section.
What is the salary of an IBPS SO Agricultural Field Officer? +
The basic pay for Specialist Officers — Scale I is ₹48,480 – ₹85,920 as per the pay scale 48480-2000/7-62480-2340/2-67160-2680/7-85920. Along with this, you are eligible for DA, HRA, CCA, medical benefits, LFC, pension/NPS, and other perquisites as per the rules of the participating bank. Total in-hand CTC usually works out to ₹9–12 LPA at joining, with rural posting allowances applicable for many AFO positions.
What are the application fees for IBPS SO AFO 2026? +
Application fees (payable online only from 01.07.2026 to 21.07.2026): ₹850 (inclusive of GST) for General, OBC, and EWS candidates; ₹175 (inclusive of GST) for SC, ST, and PwBD candidates. Bank transaction charges are borne by the candidate. If you use the Edit Window to modify your application post-submission, an additional correction fee of ₹200 applies uniformly to all categories.
Is there negative marking in IBPS SO AFO? +
Yes — 0.25 marks are deducted for every wrong answer in both Prelims and Mains (Objective sections). Un-attempted questions carry no penalty. The Descriptive Paper is evaluated separately with no negative marking. This makes accuracy management crucial, especially with the tight 20-minutes-per-section timing in Prelims.
Can I apply if my final year result is awaited? +
No — the notification is strict on this point. Your final result must be declared on or before 21.07.2026, and you must produce documentary proof from your board/university at the time of interview. The date of passing will be reckoned as the date on the mark-sheet or provisional certificate. Candidates whose results are pending after this date are not eligible.
How is Bank preference allotment done? +
Order of preference for Participating Banks is built into the online application form itself — you must indicate your preferences at the time of applying. No request for change of preference is entertained later. Provisional allotment is done on a merit-cum-preference basis considering Govt reservation policy and administrative exigency. Once allotment is made, it is final and binding — you cannot request re-allotment.
Your Next Step

Registration closes 21 July 2026. Apply today.

The pattern has changed. 190 AFO vacancies are up for grabs — largely at Bank of Baroda and Bank of Maharashtra. Prelims is tentatively 4–6 weeks away. Every day you don't start is a day someone else does. Download the official notification and begin your preparation now.