UIIC AO Recruitment 2026225 Administrative Officer (Scale I) posts: eligibility, exam pattern, salary and how to apply

UIIC AO 2026 notification overview

United India Insurance is a Government of India public sector general insurer with a gross premium above Rs 21,400 crore and more than 1,200 offices. The AO (Scale I) role is an officer-grade entry post, and this cycle is split into two disciplines. You may apply for only one of them: registering or appearing for both cancels your candidature.

UIIC AO 2026 important dates

The exam dates are marked tentative in the notification, so check the Recruitment section of uiic.co.in for changes. Call letters are released about 7 days before each online exam.

1. 07 Sep 2026Monday
   Notification released by the Deputy General Manager (HR), Chennai.
2. 08 Sep 2026Tuesday
   Online registration opens.
3. 28 Sep 2026Monday
   Last date to register and pay the fee. Applications cannot be edited after you click Complete Registration.
4. ~15 Oct 20267 days before
   Prelims call letter download from uiic.co.in.
5. 22 Oct 2026Tentative
   Tier I: Preliminary Examination (online objective, 100 marks, 60 minutes).
6. 30 Nov 2026Tentative
   Tier II: Main Examination (online objective plus typed descriptive test).
7. To be notified
   Interview for up to three times the vacancies in each category.

UIIC AO vacancy 2026: category-wise

Numbers are provisional and may be changed or interchanged by the company during the process. A 4% horizontal reservation applies for Persons with Benchmark Disabilities under the RPwD Act 2016.

VI: Visually Impaired, HI: Hearing Impaired, OC: Orthopedically Challenged, MD: Multiple Disabilities, ID: Intellectual Disability. EWS vacancies are tentative and subject to Government of India directives.

UIIC AO eligibility criteria 2026

All conditions are judged as on 30.06.2026. If your final-year result was declared after this date, you are not eligible, even if you wrote the exam before it.

Educational qualification

• The degree must follow the 10+2+3 pattern or an equivalent, from a UGC/AICTE-approved institution recognised by the Central Government.
• If your university awards only CGPA, you need a certificate showing the university's conversion norm and your percentage. Fractions are ignored, so 59.99% counts as below 60%.
• Working knowledge of computers is mandatory.
• Candidates already serving as AO (Scale I) in UIIC cannot apply.

Age limit and relaxation

You must be between 21 and 30 years old on 30.06.2026, which means born between 30.06.1996 and 30.06.2005 (both dates inclusive). Relaxations stack when you qualify under more than one category, but the maximum age cannot exceed 45.

This tool applies the rules printed in the notification. Your certificates are verified at the interview stage, and the company's decision is final.

Nationality

You must be a citizen of India, a subject of Nepal or Bhutan, a Tibetan refugee who came before 1 January 1962 to settle permanently, or a person of Indian origin who migrated from specified countries (Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam). Categories other than Indian citizens need a Government of India eligibility certificate.

Application fee

Payment is online through debit card, credit card, net banking, IMPS or wallets. If no e-receipt is generated, treat the payment as failed and log in again to retry.

UIIC AO selection process

1. 1

   Prelims

   100 marks, 60 minutes. Qualifying only.

2. 2

   Mains objective

   250 marks (Generalist) or 200 marks (Hindi). Counts in merit.

3. 3

   Descriptive test

   Typed online right after Mains. Qualifying for Generalist, counted for Hindi.

4. 4

   Interview

   Up to 3x vacancies called. Mains : Interview = 75 : 25.

Each objective test has a sectional cut-off plus an overall cut-off per category. Scores across sessions are equated, reported to two decimals, and ties are broken by date of birth (the older candidate ranks higher).

UIIC AO exam pattern 2026

Tier I: Prelims (Generalist and Hindi Officer)

Tier II: Mains for Generalist

Tier II: Mains for Hindi Officer

Hindi typing in the descriptive paper uses the Inscript or Remington (GAIL) keyboard layout, so practise one of them before the exam.

UIIC AO syllabus 2026 (topic-wise)

The notification lists sections but not topics. The topics below reflect what public sector insurance AO papers have typically asked, so use them as a checklist rather than an official list.

UIIC AO salary, probation and service bond

Basic pay is in the scale Rs 82,485 to Rs 1,56,745 (82485-4050(14)-139185-4390(4)-156745). With allowances, gross pay is about Rs 1,10,000 per month at metropolitan centres. Benefits include gratuity, LTS, medical benefits, group personal accident insurance, NPS and leased accommodation as per company rules.

• Probation: one year, extendable. You must pass the non-life Licentiate Examination of the Insurance Institute of India to be confirmed.
• Service bond: five years including probation. Resigning early means paying liquidated damages up to one year's gross salary, plus Rs 35,000 as onboarding and integration cost. Damages reduce proportionately after the first year.
• Posting: mostly Southern and Western zones, with a minimum five-year initial posting and no transfer requests during that period.

How to apply for UIIC AO 2026

1. Go to the Recruitment section of uiic.co.in and select Apply Online, then Click here for New Registration.
2. Enter your name, mobile number and email. Note the provisional registration number and password.
3. Upload your photograph, signature, left thumb impression and handwritten declaration (specifications below).
4. Fill in education, category and exam centre details. Use Save and Next to review as you go.
5. Preview the whole form and click Complete Registration. No changes are allowed after this.
6. Pay the fee online and download the e-receipt and application form.

Document upload specifications

Declaration text: "I, (name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required."

Maharashtra candidates claiming SC/ST/OBC benefits must produce a Caste Validity Certificate at the interview. OBC candidates need a non-creamy layer certificate in the central format, and EWS candidates an Income and Asset Certificate issued after 31.03.2026 for FY 2025-26.

30-day UIIC AO prelims plan

From 21 September you have about 31 days to Prelims and roughly 70 to Mains. Because the Prelims is only qualifying but has sectional cut-offs, the aim is to clear every section safely rather than max out one.

Start General Awareness (insurance and banking) and Computer Knowledge alongside from week 2, since together they carry 80 of the 250 Mains marks for Generalists and they cannot be crammed in November.

What to carry on exam day

• Call letter with a recent photograph affixed (preferably the same one uploaded).
• Original photo ID plus a photocopy: PAN, passport, driving licence, voter ID, Aadhaar, bank passbook with photo, or a university ID. Ration cards and learner's licences are not accepted.
• Two passport-size photographs and PwBD documents if applicable.
• The name on your ID must exactly match your call letter. If you changed your name after marriage, carry the gazette notification, marriage certificate or affidavit.

Plan to be at the venue about 2 hours for Prelims and 4 hours for Mains, including verification and biometric capture. Avoid mehendi or ink on your hands.

UIIC AO 2026: frequently asked questions